JobsFinance & Accounting

Join Tata Capital: Apply for Credit Manager Position in Education Loans – Finance Degree Required!

About Tata Capital Limited :

Tata Capital Limited, also known as TCL, is the main financial services company of the Tata Group. It’s like the big financial arm of the Tata family. Registered with the Reserve Bank of India as a Systemically Important Non-Deposit Accepting Core Investment Company (CIC), Tata Capital and its team offer a bunch of financial services and products. They’re into different things like helping businesses with money (Commercial Finance), giving people loans (Consumer Loans), managing wealth for folks (Wealth Services), and even spreading the word about Tata Cards. They’re basically in the business of making money matters easier for everyone.

Job Overview :

Job Title : Credit Manager – Education Loans

Location : Goregaon, Mumbai

Education : MBA/PGDM – Finance

Description : 

Tata Capital Limited in Mumbai’s Goregaon (E) is looking for a Credit Manager specifically for Education Loans. If you’re into finance and want to be part of something cool, this might be the gig for you!

Job Description:

  1. Review Loan Applications:
    • Check out a bunch of loan applications and make decisions based on the rules. If needed, suggest for approval from higher-ups.
  2. Underwriting:
    • Follow the bank’s rules and procedures to assess and approve loans on time. Keep an eye on business volumes in the city/area.
  3. Customer Discussions:
    • Have a chat with customers to understand if they’re good for the loan. Make sure all the paperwork and verification stuff is sorted.
  4. Financial Know-How:
    • Understand income-to-obligation ratios and know how it impacts loans during the payment period.
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  1. MIS Management:
    • Keep track of a bunch of reports about the loan portfolio, delinquencies, and other operations stuff.
  2. Building Relationships:
    • Build good relationships with other parties involved to make sure everything runs smoothly.
  3. Client Queries:
    • Own and solve client problems using your industry knowledge.
  4. Service Quality:
    • Exceed the quality standards and always look for ways to make processes better.

Key Qualifications:

  • MBA/PGDBA/PGPM or Equivalent in finance

How to Apply for the role of  Credit Manager – Education Loans at Tata Capital Limited :

Step 1: Read the Job Overview; match your skills and education.

Step 2: Tailor your resume to the job description, highlighting your specific skills.

Step 3: Click on “Apply Now” below.

Step 4: After clicking, it will land you on the company website. Read the instructions and submit your resume.

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Interview Preparation : 

  1. 7 Interview Questions and their Outstanding Answers

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