Exciting Pan India Hiring Alert at ICICI Bank! Join as a Credit Manager with an MBA in Finance and 0-5 years of experience

About ICICI Bank :

ICICI Bank, headquartered in Mumbai, India, is one of the leading private sector banks in the country. Established in 1994, it has played a pivotal role in shaping India’s banking and financial landscape. With a vast network of branches and ATMs, ICICI Bank offers a wide range of banking and financial services to its customers, including retail banking, corporate banking, wealth management, and more. The bank is known for its innovation and customer-centric approach, making it a prominent name in the Indian banking industry.

Job Overview : 

Job Tittle : Credit Manager

Location :  Across India

Experience : 0-5 year

Description :

The Credit Manager is responsible for credit underwriting across individual, business banking, and rural ecosystems, focusing on 360-degree banking. By delivering exceptional service and transaction experiences, the Credit Manager seizes diverse banking needs and offers tailored solutions.

Primary Job Duties/Responsibilities:

1. Conduct a comprehensive 360 Banking assessment of customers to provide suitable banking solutions.
2. Perform a thorough single-window credit assessment process to enable the offering of the right loan products to customers.
3. Ensure the credit assessment process meets defined turn-around-time (TAT) requirements.
4. Prioritize delivering best-in-class service and transaction experiences in all customer engagements.
5. Consider key market nuances during the credit underwriting process.
6. Focus on comprehensive opportunity capturing during credit assessment.
7. Maintain a focus on creating a high-quality portfolio.

Educational Qualifications:

• Candidates should possess a Graduate degree with a professional qualification such as Chartered Accountancy, ICWAI, or CFA.
• Alternatively, candidates should hold a CA/ICWAI-Intermediate
• MBA-Finance with a minimum of 2 years of experience, or a Graduate/Post-Graduate degree from a premier institution, preferably in Economics, Commerce, Business Administration, or Finance, with a minimum of 3 years of experience.

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Experience:

• Preferred experience in credit underwriting, credit appraisal, finance, risk, or audit.
• Analytical mindset.
• Basic knowledge of financing and financial statements.
• Collaborative and capable of working in cross-functional teams.
• Oriented towards learning.
• Conceptual understanding of risk and risk mitigation strategies.
• Basic business and analytical acumen.
• Fundamental understanding of financial analysis, balance sheets, and profit and loss accounts.
• Ability to assess the impact of policies, rules, and regulations on the portfolio.

How to apply :

To apply for the role of Credit Manager simply click on the “Apply Now” below

Unlock Your Career Potential with ICICI Bank! Explore exciting opportunities and take the next step in your professional journey. Visit www.careerlaxmi.com and shape your future today.