About Citi

Citigroup, often referred to as Citi, stands as a prominent global financial services institution operating across various sectors of the financial industry, such as banking, investment, and wealth management. Its origins trace back to 1812 when it was founded as the City Bank of New York. Since then, it has evolved into one of the world’s largest and most influential banking and financial organizations.

Citi’s operations extend across more than 100 countries, underscoring its status as a truly global entity. The company provides an extensive array of financial products and services catering to individuals, corporations, governments, and institutions. These services encompass consumer banking, corporate and investment banking, treasury and trade solutions, wealth management, and more.

Citi boasts a history marked by innovation and has played a pivotal role in shaping modern banking and financial systems. It notably pioneered the introduction of automated teller machines (ATMs) and played a key role in the establishment of the credit card industry.

Job Overview :

Position: Credit Risk Business Analyst – Officer

Location: Pune, India 

Job Type: On-Site/Resident

Job Description:

The Credit Risk Business Analyst – Officer is a mid-level position responsible for facilitating communication between business users and technology experts to convey information clearly and logically while collaborating with the Technology team. The primary goal of this role is to contribute to ongoing, iterative exploration and analysis of business performance and other metrics to provide insights and guide business planning.

Responsibilities:

• Define project objectives and system scope through research and offer guidance to junior analysts.
• Analyze the needs of business clients, document requirements, explore new technologies, and generate test cases.
• Analyze enhancements and assist in reengineering business processes and process automation.
• Create reports, metrics, and presentations, fostering efficient communication between business units and IT.
• Identify risks and assess the business implications of applying technology to the current business environment.
• Test systems to ensure project compliance with requirements and identify and address system issues through analytical work.
• Resolve issues by translating business requirements into technical solutions, using acquired technical expertise and precedent.
• Properly evaluate risks when making business decisions, with a strong focus on safeguarding Citigroup’s reputation and assets while ensuring compliance with relevant laws and regulations, adhering to policies, and applying ethical judgment.

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Qualifications:

• 2-5 years of relevant experience.
• Proficiency in data analysis, including intermediate/advanced skills in the Microsoft Office Suite.
• Knowledge of relevant business systems and industry standards.
• Demonstrated analytical, data analysis, organizational, and presentation skills.
• Proven ability to manage a diverse project portfolio.
• A consistent passion for research, ideation, and exploration, with a solid understanding of business analysis procedures and concepts.
• Strong written and verbal communication skills.
• Ability to work independently and as part of a team with a clear understanding of the role of collaboration in achieving objectives.

Education:

• Bachelor’s degree or equivalent experience

Desired Functional Experience:

• Credit Risk
• Wholesale Banking
• Institutional & Commercial Lending

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